Medicare
Medicare
Medicare is a US government owned health insurance program offering medical insurance to seniors aged 65 and over. Medicare also provides coverage for younger people with disabilities and those with chronic health diseases like permanent kidney failure and transplants. There are two types of the standard Medicare health insurance, Part A for hospital insurance, Part B doctors’ services, outpatient care, medical supplies, and preventive services
D Ellis & Associates provides a number of options to our Medicare clients including supplements, Part D prescriptions, and Part C medical advantage.
Part C also known as the medical advantages provides comprehensive coverage by combining standard Medicare coverage of part A and part B with additional benefits. Some of the potential benefits of part C listed below.
- Hospitalization
- Home Healthcare Services
- Hospice Care
- Doctor’s Visits
- Prescription Drug Exposure
- Preventive Attention
- Dental and Vision
- Hearing Care
- Silver Sneakers Membership Programs
- These part C plans are of various types, for instance, the plans for Health Maintenance Organization (HMO). HMO plans utilize in-network doctors and require referrals for specialists.
- Preferred Provider Organization (PPO)plans give diverse rates based on in-network or out-of-network facilities.
- Private Fee-for-Service (PFFS)is special payment policy option that offer professional flexibility.
- Special Needs Plans (SNPs) provide assistance with medical costs for prolongedhealth conditions.
- Medical Savings Account (MSA)is medical savings account option combined with high deductible fitnesspolicies.
Contact one of our licensed Medicare agents at D Ellis and Associates and we will go over all of the varied options available to you and explain all the benefits of the different options available.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
Medicare Advantage organizations and/or Medicare Part D plan sponsors comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex.
Out-of-network/non-contracted providers are under no obligation to treat Plan/Part D Sponsor members, except in emergency situations. Please call the Plan’s customer service number or see your Evidence of Coverage for more information, including cost sharing that applies to out-of-network services.
Medicare
Medicare is a vital government-sponsored health insurance program in the United States that provides coverage to eligible individuals, primarily those aged 65 and older, as well as certain younger individuals with disabilities. It consists of several parts, each serving specific healthcare needs.
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